
No language barrier
English is an official language. AFAB immigration filings, legal contracts, property transactions, and daily life are conducted in English — no language courses, no interpreters, no translation fees.
A US$75,000 qualifying deposit — recoverable in full after five years — secures permanent residency for you and your family in about two weeks, with a genuine but demanding citizenship path for those who commit to the country.
✓ No-obligation call with a licensed Philippine immigration attorney.

A confidential 30-minute review with a licensed Philippine attorney. We confirm capital source, family scope and timing.
You subscribe US$75,000 to fixed-value preferred shares of the AFAB-approved enterprise (currently a single approved issuer — named, with current financial statements, before you commit). The instrument functions like a fixed deposit: no yield, fixed value, recoverable per the refund terms. We handle all AML documentation and source-of-funds review.
A single 5-day trip to Manila for biometrics, medicals and the interview. We meet you at the airport and stay end-to-end.
Permanent Resident Visa stamped in your passport, ACR I-Cards issued for spouse and children under 21.
Naturalisation under CA 473 generally requires 10 years of continuous in-country residence. Qualifying applicants — those who establish a new industry, introduce a useful invention, or meet similar criteria — may petition after 5 years. Either path requires renouncing your prior citizenship; Philippine dual citizenship (RA 9225) does not apply to foreigners who naturalise. Approval is at government discretion and is not guaranteed.
The Philippines offers English as an official language, one of Asia's most accessible investment residency programs, and one of the few Asian residencies with a genuine path to citizenship via naturalisation.
¹ Republic of the Philippines Constitution, Article XIV, §6. ² NAMRIA Philippine Archipelago data. ³ Commonwealth Act 473 (Revised Naturalisation Law) — 10-year standard; 5 years for qualifying applicants; renunciation of prior citizenship required. ⁴ Philippine Tax Code, foreign-sourced income of resident aliens.

English is an official language. AFAB immigration filings, legal contracts, property transactions, and daily life are conducted in English — no language courses, no interpreters, no translation fees.

The FIV is one of the few Asian residencies with a genuine path to citizenship. Naturalisation under CA 473 generally takes 10 years of continuous in-country residence — reduced to 5 for qualifying applicants. The path requires renouncing your prior citizenship and continuous physical presence. Demanding and conditional; no comparable path exists in Thailand, Malaysia, or the UAE.
Program terms verified July 2026. MM2H figures reflect the 2024 tier reform. Verify with your attorney before committing.
| FEATURE | Philippines FIV | Thailand PR | Malaysia MM2H | Paraguay | Panama Pensionado |
|---|---|---|---|---|---|
| Minimum investment | $75k qualifying deposit | ~$280k invested | ~$150k deposit (Silver) + RM1M property | ~$5.5k fees | $1k+/mo pension |
| Deposit refundable? | ✓ After 5 yrs | ✗ $5,400 fee | ~ Partial (deposit yes; property locked 10 yrs) | ✗ Fees only | ✗ Fees only |
| Time to residency | ~2 weeks | 3–6 months | 4–6 months | 3–6 months | 3–6 months |
| Annual quota | ✓ None | ✗ 100/country | ✓ None | ✓ None | ✓ None |
| Language test | ✓ None | ✗ Thai required | ✓ None | ~ Spanish | ✓ None |
"The residency landed in twelve days. What sold me was that the attorney told me up front what I couldn't do as a resident — not just what I could."

"We treated it as insurance for our family in Taipei. Zero minimum stay meant we didn't have to move — we just have somewhere to go."

We don't do selective disclosure. These are the material risks every applicant needs to weigh.
Raise these in your consultationThe US$75,000 qualifying investment is placed with a single AFAB-approved issuer. If that institution encounters liquidity difficulties, recovery may take time. We disclose the issuer name and current financial statements before you commit.
Government processing fees, the required in-country trip, and professional services total approximately US$20,000–25,000 and cannot be recovered regardless of outcome. This is separate from the US$75,000 qualifying investment, which is recoverable in full after five years.
Naturalisation under CA 473 generally requires 10 years of continuous in-country residence (5 for qualifying applicants), renunciation of your prior citizenship, and a separate application. Approval is at government discretion and is not guaranteed.
Two fields to book a call with a licensed Philippine immigration attorney. Two more optional questions if you'd like the call to be more useful.
Tap any question to expand the answer.
No. There is no minimum stay requirement for the FIV. Many clients use it purely as a Plan-B residency and continue to live in their home country. Naturalisation later requires continuous residency, but the visa itself does not.